Mortgage assistance
for foreign and local buyers

                                                    Your Place  Our Offer!

                                       EUROBANK                

Eurobank, the most dynamic Greek bank, can make your dream come true. Our special Mortgage Loan Program for foreign citizens allows you to buy your own home in Greece, without wasting time or effort. 

We offer:

• The most competitive interest rates in Greece

• Mortgage pre-notation on the property bought in Greece.

• A variety of mortgage programmes. You can choose from our comprehensive range of fixed term programmes or, alternatively, you may select one of our variable rate programmes.

• A range of flexible characteristics to adjust your monthly payment (e.g. underpayment, overpayment, payment holiday)

• Friendly procedures that do not require your physical presence in Greece.

Most specifically you can have the mortgage loan under the following conditions:

• Purpose of loan: purchase, construction or improvement of property.

• Loan amount: unlimited and up to 80% of the market value of the property

• Down payment amount (purchase): at least 20% of property market value.

• Currency: Euro, American dollar, Swiss franc or any other local currency (under the condition that it is funded by Eurobank.

• Programs: a) Variable interest rate program based on ECB tracker b) Variable interest rate program linked with monthly Euribor c) Fixed interest rate program for 3, 5, 10, 15, 20, 25 years. Tenor of repayment: up to 30 years.

• Age: the applicant’s age must not exceed the 75^th year at the loan’s maturity

• Legal and technical evaluation fee: 60 euros

• Pre-notation value: 130% of the loan amount. First class pre-notation or cash collateral or combination of the two mentioned above.

• Pre-notation fees: 0,875% of the pre-notation value (paid to local authorities).

• Obligatory fire and earthquake insurance: 3,37 euros/1000 euros of insurance value of the property, paid yearly.

All required documents (apart from the application form) are: 

1. A valid passport

For employed applicants:

2. A copy of the most recent tax return slip issued by the authorities of the applicants’ country of residence

3. A copy of the most recent salary slip

For self-employed applicants:

2.        A copy of the two (2) most recent tax return slips issued by the authorities of the applicants’
     country of residence. 

The loan disbursement will take place only after all required documentation and respective collateral have been checked and found to be in order, following the Bank’s standard credit policy and only after the application is approved by the Credit Committee of EFG Eurobank Ergasias. 

The whole procedure does not require your physical presence in Greece. The only thing that you have to do is to appoint an attorney at law that could be the same one that will represent you for the procedure of the purchase in Greece and that will also represent you for the whole procedure of the Mortgage Loan.